/*
 * mfs.is – site-specific styles, loaded after custom.css (Helix "Before </head>" setting, managed by _mfs/build.php).
 * custom.css is the shared starter look; keep MFS-only tweaks here.
 */

/* ------------------------------------------------ line icons (from the old ts_insurex template) */
@font-face {
  font-family: 'iconfont';
  src:
    url('../fonts/iconfont/iconfont.ttf?2p4rfb') format('truetype'),
    url('../fonts/iconfont/iconfont.woff?2p4rfb') format('woff'),
    url('../fonts/iconfont/iconfont.svg?2p4rfb#iconfont') format('svg');
  font-weight: normal;
  font-style: normal;
}

.mi {
  /* use !important to prevent issues with browser extensions that change fonts */
  font-family: 'iconfont' !important;
  speak: none;
  font-style: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  line-height: 1;

  /* Better Font Rendering =========== */
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

.mi-balloon:before {
  content: "\e91a";
}
.mi-car:before {
  content: "\e91c";
}
.mi-community:before {
  content: "\e939";
}
.mi-dream_home:before {
  content: "\e93a";
}
.mi-employee:before {
  content: "\e93b";
}
.mi-family:before {
  content: "\e93c";
}
.mi-heart:before {
  content: "\e93d";
}
.mi-home2:before {
  content: "\e93e";
}
.mi-love:before {
  content: "\e93f";
}
.mi-travel:before {
  content: "\e940";
}
.mi-deal:before {
  content: "\e924";
}
.mi-left-arrow2:before {
  content: "\e931";
}
.mi-quote2:before {
  content: "\e937";
}
.mi-right-arrow2:before {
  content: "\e938";
}
.mi-coins-2:before {
  content: "\e902";
}
.mi-commerce-2:before {
  content: "\e903";
}
.mi-monitor:before {
  content: "\e904";
}
.mi-graphic-3:before {
  content: "\e905";
}
.mi-business:before {
  content: "\e906";
}
.mi-graphic-2:before {
  content: "\e907";
}
.mi-commerce-1:before {
  content: "\e908";
}
.mi-hammer:before {
  content: "\e909";
}
.mi-graphic-1:before {
  content: "\e90a";
}
.mi-graphic:before {
  content: "\e90b";
}
.mi-justice-1:before {
  content: "\e90c";
}
.mi-line:before {
  content: "\e90d";
}
.mi-money-3:before {
  content: "\e90e";
}
.mi-chart:before {
  content: "\e90f";
}
.mi-commerce:before {
  content: "\e910";
}
.mi-agenda:before {
  content: "\e911";
}
.mi-money-2:before {
  content: "\e912";
}
.mi-justice:before {
  content: "\e913";
}
.mi-money-1:before {
  content: "\e914";
}
.mi-money:before {
  content: "\e915";
}
.mi-technology:before {
  content: "\e916";
}
.mi-coins-1:before {
  content: "\e917";
}
.mi-coins:before {
  content: "\e918";
}
.mi-left-arrow:before {
  content: "\e919";
}
.mi-calculator:before {
  content: "\e91b";
}
.mi-chart22:before {
  content: "\e91d";
}
.mi-checked:before {
  content: "\e91e";
}
.mi-clock3:before {
  content: "\e91f";
}
.mi-comment:before {
  content: "\e920";
}
.mi-comments:before {
  content: "\e921";
}
.mi-consult:before {
  content: "\e922";
}
.mi-consut2:before {
  content: "\e923";
}
.mi-download:before {
  content: "\e925";
}
.mi-envelope:before {
  content: "\e926";
}
.mi-euro:before {
  content: "\e927";
}
.mi-folder:before {
  content: "\e928";
}
.mi-invest:before {
  content: "\e929";
}
.mi-loan:before {
  content: "\e92a";
}
.mi-map-marker2:before {
  content: "\e92b";
}
.mi-mutual-fund:before {
  content: "\e92c";
}
.mi-percent:before {
  content: "\e92d";
}
.mi-phone3:before {
  content: "\e92e";
}
.mi-pie-chart2:before {
  content: "\e92f";
}
.mi-play:before {
  content: "\e930";
}
.mi-savings:before {
  content: "\e932";
}
.mi-search:before {
  content: "\e933";
}
.mi-tag:before {
  content: "\e934";
}
.mi-tags:before {
  content: "\e935";
}
.mi-tax:before {
  content: "\e936";
}
.mi-vplay:before {
  content: "\e900";
}
.mi-newsletter:before {
  content: "\e901";
}
.mi-mobile2:before {
  content: "\e000";
}
.mi-laptop2:before {
  content: "\e001";
}
.mi-desktop2:before {
  content: "\e002";
}
.mi-tablet2:before {
  content: "\e003";
}
.mi-phone2:before {
  content: "\e004";
}
.mi-document:before {
  content: "\e005";
}
.mi-documents:before {
  content: "\e006";
}
.mi-search2:before {
  content: "\e007";
}
.mi-clipboard2:before {
  content: "\e008";
}
.mi-newspaper:before {
  content: "\e009";
}
.mi-notebook:before {
  content: "\e00a";
}
.mi-book-open:before {
  content: "\e00b";
}
.mi-browser:before {
  content: "\e00c";
}
.mi-calendar2:before {
  content: "\e00d";
}
.mi-presentation:before {
  content: "\e00e";
}
.mi-picture:before {
  content: "\e00f";
}
.mi-pictures:before {
  content: "\e010";
}
.mi-video:before {
  content: "\e011";
}
.mi-camera2:before {
  content: "\e012";
}
.mi-printer:before {
  content: "\e013";
}
.mi-toolbox:before {
  content: "\e014";
}
.mi-briefcase2:before {
  content: "\e015";
}
.mi-wallet:before {
  content: "\e016";
}
.mi-gift2:before {
  content: "\e017";
}
.mi-bargraph:before {
  content: "\e018";
}
.mi-grid:before {
  content: "\e019";
}
.mi-expand2:before {
  content: "\e01a";
}
.mi-focus:before {
  content: "\e01b";
}
.mi-edit2:before {
  content: "\e01c";
}
.mi-adjustments:before {
  content: "\e01d";
}
.mi-ribbon:before {
  content: "\e01e";
}
.mi-hourglass2:before {
  content: "\e01f";
}
.mi-lock2:before {
  content: "\e020";
}
.mi-megaphone:before {
  content: "\e021";
}
.mi-shield2:before {
  content: "\e022";
}
.mi-trophy2:before {
  content: "\e023";
}
.mi-flag2:before {
  content: "\e024";
}
.mi-map2:before {
  content: "\e025";
}
.mi-puzzle:before {
  content: "\e026";
}
.mi-basket:before {
  content: "\e027";
}
.mi-envelope2:before {
  content: "\e028";
}
.mi-streetsign:before {
  content: "\e029";
}
.mi-telescope:before {
  content: "\e02a";
}
.mi-gears2:before {
  content: "\e02b";
}
.mi-key2:before {
  content: "\e02c";
}
.mi-paperclip2:before {
  content: "\e02d";
}
.mi-attachment:before {
  content: "\e02e";
}
.mi-pricetags:before {
  content: "\e02f";
}
.mi-lightbulb:before {
  content: "\e030";
}
.mi-layers:before {
  content: "\e031";
}
.mi-pencil2:before {
  content: "\e032";
}
.mi-tools:before {
  content: "\e033";
}
.mi-tools-2:before {
  content: "\e034";
}
.mi-scissors2:before {
  content: "\e035";
}
.mi-paintbrush:before {
  content: "\e036";
}
.mi-magnifying-glass:before {
  content: "\e037";
}
.mi-circle-compass:before {
  content: "\e038";
}
.mi-linegraph:before {
  content: "\e039";
}
.mi-mic:before {
  content: "\e03a";
}
.mi-strategy:before {
  content: "\e03b";
}
.mi-beaker:before {
  content: "\e03c";
}
.mi-caution:before {
  content: "\e03d";
}
.mi-recycle2:before {
  content: "\e03e";
}
.mi-anchor2:before {
  content: "\e03f";
}
.mi-profile-male:before {
  content: "\e040";
}
.mi-profile-female:before {
  content: "\e041";
}
.mi-bike:before {
  content: "\e042";
}
.mi-wine:before {
  content: "\e043";
}
.mi-hotairballoon:before {
  content: "\e044";
}
.mi-globe2:before {
  content: "\e045";
}
.mi-genius:before {
  content: "\e046";
}
.mi-map-pin2:before {
  content: "\e047";
}
.mi-dial:before {
  content: "\e048";
}
.mi-chat:before {
  content: "\e049";
}
.mi-heart2:before {
  content: "\e04a";
}
.mi-cloud2:before {
  content: "\e04b";
}
.mi-upload2:before {
  content: "\e04c";
}
.mi-download2:before {
  content: "\e04d";
}
.mi-target:before {
  content: "\e04e";
}
.mi-hazardous:before {
  content: "\e04f";
}
.mi-piechart:before {
  content: "\e050";
}
.mi-speedometer:before {
  content: "\e051";
}
.mi-global:before {
  content: "\e052";
}
.mi-compass2:before {
  content: "\e053";
}
.mi-lifesaver:before {
  content: "\e054";
}
.mi-clock:before {
  content: "\e055";
}
.mi-aperture:before {
  content: "\e056";
}
.mi-quote:before {
  content: "\e057";
}
.mi-scope:before {
  content: "\e058";
}
.mi-alarmclock:before {
  content: "\e059";
}
.mi-refresh2:before {
  content: "\e05a";
}
.mi-happy:before {
  content: "\e05b";
}
.mi-sad:before {
  content: "\e05c";
}
.mi-facebook2:before {
  content: "\e05d";
}
.mi-twitter2:before {
  content: "\e05e";
}
.mi-googleplus:before {
  content: "\e05f";
}
.mi-rss2:before {
  content: "\e060";
}
.mi-tumblr2:before {
  content: "\e061";
}
.mi-linkedin2:before {
  content: "\e062";
}
.mi-dribbble2:before {
  content: "\e063";
}
.mi-home:before {
  content: "\e800";
}
.mi-apartment:before {
  content: "\e801";
}
.mi-pencil:before {
  content: "\e802";
}
.mi-magic-wand:before {
  content: "\e803";
}
.mi-drop:before {
  content: "\e804";
}
.mi-lighter:before {
  content: "\e805";
}
.mi-poop:before {
  content: "\e806";
}
.mi-sun:before {
  content: "\e807";
}
.mi-moon:before {
  content: "\e808";
}
.mi-cloud:before {
  content: "\e809";
}
.mi-cloud-upload:before {
  content: "\e80a";
}
.mi-cloud-download:before {
  content: "\e80b";
}
.mi-cloud-sync:before {
  content: "\e80c";
}
.mi-cloud-check:before {
  content: "\e80d";
}
.mi-database:before {
  content: "\e80e";
}
.mi-lock3:before {
  content: "\e80f";
}
.mi-cog2:before {
  content: "\e810";
}
.mi-trash2:before {
  content: "\e811";
}
.mi-dice:before {
  content: "\e812";
}
.mi-heart3:before {
  content: "\e813";
}
.mi-star2:before {
  content: "\e814";
}
.mi-star-half2:before {
  content: "\e815";
}
.mi-star-empty:before {
  content: "\e816";
}
.mi-flag3:before {
  content: "\e817";
}
.mi-envelope3:before {
  content: "\e818";
}
.mi-paperclip:before {
  content: "\e819";
}
.mi-inbox:before {
  content: "\e81a";
}
.mi-eye:before {
  content: "\e81b";
}
.mi-printer2:before {
  content: "\e81c";
}
.mi-file-empty:before {
  content: "\e81d";
}
.mi-file-add:before {
  content: "\e81e";
}
.mi-enter:before {
  content: "\e81f";
}
.mi-exit:before {
  content: "\e820";
}
.mi-graduation-hat:before {
  content: "\e821";
}
.mi-license:before {
  content: "\e822";
}
.mi-music-note:before {
  content: "\e823";
}
.mi-film-play:before {
  content: "\e824";
}
.mi-camera-video:before {
  content: "\e825";
}
.mi-camera:before {
  content: "\e826";
}
.mi-picture2:before {
  content: "\e827";
}
.mi-book:before {
  content: "\e828";
}
.mi-bookmark:before {
  content: "\e829";
}
.mi-user2:before {
  content: "\e82a";
}
.mi-users:before {
  content: "\e82b";
}
.mi-shirt:before {
  content: "\e82c";
}
.mi-store:before {
  content: "\e82d";
}
.mi-cart:before {
  content: "\e82e";
}
.mi-tag2:before {
  content: "\e82f";
}
.mi-phone-handset:before {
  content: "\e830";
}
.mi-phone:before {
  content: "\e831";
}
.mi-pushpin:before {
  content: "\e832";
}
.mi-map-marker:before {
  content: "\e833";
}
.mi-map:before {
  content: "\e834";
}
.mi-location:before {
  content: "\e835";
}
.mi-calendar-full:before {
  content: "\e836";
}
.mi-keyboard:before {
  content: "\e837";
}
.mi-spell-check:before {
  content: "\e838";
}
.mi-screen:before {
  content: "\e839";
}
.mi-smartphone:before {
  content: "\e83a";
}
.mi-tablet:before {
  content: "\e83b";
}
.mi-laptop:before {
  content: "\e83c";
}
.mi-laptop-phone:before {
  content: "\e83d";
}
.mi-power-switch:before {
  content: "\e83e";
}
.mi-bubble:before {
  content: "\e83f";
}
.mi-heart-pulse:before {
  content: "\e840";
}
.mi-construction:before {
  content: "\e841";
}
.mi-pie-chart:before {
  content: "\e842";
}
.mi-chart-bars:before {
  content: "\e843";
}
.mi-gift:before {
  content: "\e844";
}
.mi-diamond2:before {
  content: "\e845";
}
.mi-dinner:before {
  content: "\e847";
}
.mi-coffee-cup:before {
  content: "\e848";
}
.mi-leaf:before {
  content: "\e849";
}
.mi-paw:before {
  content: "\e84a";
}
.mi-rocket:before {
  content: "\e84b";
}
.mi-briefcase:before {
  content: "\e84c";
}
.mi-bus2:before {
  content: "\e84d";
}
.mi-car2:before {
  content: "\e84e";
}
.mi-train:before {
  content: "\e84f";
}
.mi-bicycle2:before {
  content: "\e850";
}
.mi-wheelchair:before {
  content: "\e851";
}
.mi-select:before {
  content: "\e852";
}
.mi-earth:before {
  content: "\e853";
}
.mi-smile:before {
  content: "\e854";
}
.mi-sad2:before {
  content: "\e855";
}
.mi-neutral:before {
  content: "\e856";
}
.mi-mustache:before {
  content: "\e857";
}
.mi-alarm:before {
  content: "\e858";
}
.mi-bullhorn:before {
  content: "\e859";
}
.mi-volume-high:before {
  content: "\e85a";
}
.mi-volume-medium:before {
  content: "\e85b";
}
.mi-volume-low:before {
  content: "\e85c";
}
.mi-volume:before {
  content: "\e85d";
}
.mi-mic2:before {
  content: "\e85e";
}
.mi-hourglass:before {
  content: "\e85f";
}
.mi-undo:before {
  content: "\e860";
}
.mi-redo:before {
  content: "\e861";
}
.mi-sync:before {
  content: "\e862";
}
.mi-history:before {
  content: "\e863";
}
.mi-clock2:before {
  content: "\e864";
}
.mi-download3:before {
  content: "\e865";
}
.mi-upload:before {
  content: "\e866";
}
.mi-enter-down:before {
  content: "\e867";
}
.mi-exit-up:before {
  content: "\e868";
}
.mi-bug:before {
  content: "\e869";
}
.mi-code2:before {
  content: "\e86a";
}
.mi-link:before {
  content: "\e86b";
}
.mi-unlink:before {
  content: "\e86c";
}
.mi-thumbs-up:before {
  content: "\e86d";
}
.mi-thumbs-down:before {
  content: "\e86e";
}
.mi-magnifier:before {
  content: "\e86f";
}
.mi-cross:before {
  content: "\e870";
}
.mi-menu:before {
  content: "\e871";
}
.mi-list:before {
  content: "\e872";
}
.mi-chevron-up:before {
  content: "\e873";
}
.mi-chevron-down:before {
  content: "\e874";
}
.mi-chevron-left:before {
  content: "\e875";
}
.mi-chevron-right:before {
  content: "\e876";
}
.mi-arrow-up:before {
  content: "\e877";
}
.mi-arrow-down:before {
  content: "\e878";
}
.mi-arrow-left:before {
  content: "\e879";
}
.mi-arrow-right:before {
  content: "\e87a";
}
.mi-move:before {
  content: "\e87b";
}
.mi-warning:before {
  content: "\e87c";
}
.mi-question-circle:before {
  content: "\e87d";
}
.mi-menu-circle:before {
  content: "\e87e";
}
.mi-checkmark-circle:before {
  content: "\e87f";
}
.mi-cross-circle:before {
  content: "\e880";
}
.mi-plus-circle:before {
  content: "\e881";
}
.mi-circle-minus:before {
  content: "\e882";
}
.mi-arrow-up-circle:before {
  content: "\e883";
}
.mi-arrow-down-circle:before {
  content: "\e884";
}
.mi-arrow-left-circle:before {
  content: "\e885";
}
.mi-arrow-right-circle:before {
  content: "\e886";
}
.mi-chevron-up-circle:before {
  content: "\e887";
}
.mi-chevron-down-circle:before {
  content: "\e888";
}
.mi-chevron-left-circle:before {
  content: "\e889";
}
.mi-chevron-right-circle:before {
  content: "\e88a";
}
.mi-crop:before {
  content: "\e88b";
}
.mi-frame-expand:before {
  content: "\e88c";
}
.mi-frame-contract:before {
  content: "\e88d";
}
.mi-layers2:before {
  content: "\e88e";
}
.mi-funnel:before {
  content: "\e88f";
}
.mi-text-format:before {
  content: "\e890";
}
.mi-text-size:before {
  content: "\e892";
}
.mi-bold:before {
  content: "\e893";
}
.mi-italic:before {
  content: "\e894";
}
.mi-underline:before {
  content: "\e895";
}
.mi-strikethrough:before {
  content: "\e896";
}
.mi-highlight:before {
  content: "\e897";
}
.mi-text-align-left:before {
  content: "\e898";
}
.mi-text-align-center:before {
  content: "\e899";
}
.mi-text-align-right:before {
  content: "\e89a";
}
.mi-text-align-justify:before {
  content: "\e89b";
}
.mi-line-spacing:before {
  content: "\e89c";
}
.mi-indent-increase:before {
  content: "\e89d";
}
.mi-indent-decrease:before {
  content: "\e89e";
}
.mi-page-break:before {
  content: "\e8a2";
}
.mi-hand:before {
  content: "\e8a5";
}
.mi-pointer-up:before {
  content: "\e8a6";
}
.mi-pointer-right:before {
  content: "\e8a7";
}
.mi-pointer-down:before {
  content: "\e8a8";
}
.mi-pointer-left:before {
  content: "\e8a9";
}


/* ------------------------------------------------------------ colours (old mfs.is: navy menu bar, mid blue, red slider buttons) */
:root {
  --dk-primary: #2e6fb2;
  --dk-primary-dark: #06498e;
  --dk-primary-light: #4f8ccc;
  --mfs-navy: #06498e;
  --mfs-blue: #2e6fb2;
  --mfs-red: #b2372d;
}
#sp-header > .container > .container-inner { background: var(--mfs-navy); }
#sp-header .sp-megamenu-parent > li.active > a,
#sp-header .sp-megamenu-parent > li:hover > a { background: rgba(255, 255, 255, .08); }
.sp-scroll-up { background: var(--mfs-red); }
.sp-scroll-up:hover { background: var(--mfs-navy); }

/* ------------------------------------------------------------ header */
.dk-hc-item > i.mi { font-size: 26px; width: 30px; color: var(--mfs-blue); }

/* ------------------------------------------------------------ page title: photo banners, light dark veil */
.sp-page-title::before { background: linear-gradient(180deg, rgba(0, 20, 50, .45) 0%, rgba(0, 20, 50, .3) 100%); }

/* ------------------------------------------------------------ hero */
.dk-slider .sppb-item::before { background: linear-gradient(90deg, rgba(0, 0, 0, .45) 0%, rgba(0, 0, 0, .2) 45%, rgba(0, 0, 0, 0) 75%); }
.mfs-slide-btns { display: flex; flex-wrap: wrap; gap: 14px; margin: 26px 0 0; }
.dk-slider .sppb-carousel-content .mfs-slide-btns .sppb-btn { min-width: 170px; padding: 14px 26px; font-weight: 700; }
.dk-slider .sppb-carousel-content .mfs-slide-btns .sppb-btn-primary { background: var(--mfs-red); border: 2px solid var(--mfs-red); color: #fff; }
.dk-slider .sppb-carousel-content .mfs-slide-btns .mfs-btn-outline { background: transparent; border: 2px solid #fff; color: #fff; }
.dk-slider .sppb-carousel-content .mfs-slide-btns .sppb-btn:hover { background: var(--mfs-blue) !important; border-color: var(--mfs-blue); color: #fff; }

/* ------------------------------------------------------------ Forsíða: intro (kicker + heading | italic text) */
.mfs-intro { padding: 70px 0 40px; }
.mfs-intro-left .dk-kicker { display: block; color: var(--mfs-navy); font-size: 22px; font-weight: 400; text-transform: none; letter-spacing: 0; margin-bottom: 6px; }
.mfs-intro-left h2 { font-size: 40px; font-weight: 700; line-height: 1.15; margin: 0; }
.mfs-intro-right { border-left: 2px solid var(--mfs-navy); }
.mfs-intro-right .sppb-column-addons { padding-left: 30px; }
.mfs-intro-text, .mfs-intro-text p { color: #9498ab; font-style: italic; font-size: 19px; line-height: 1.6; margin: 0; }
@media (max-width: 767.98px) {
  .mfs-intro-right { border-left: 0; margin-top: 20px; }
  .mfs-intro-right .sppb-column-addons { padding-left: 0; }
  .mfs-intro-left h2 { font-size: 32px; }
}

/* ------------------------------------------------------------ Forsíða: two blue boxes (Endurgreiddur VSK / Inntökubeiðni) */
.mfs-boxes { padding: 40px 0 80px; }
.mfs-box { height: 100%; padding: 50px 40px; text-align: center; color: #fff; background: var(--mfs-blue); }
.mfs-box-dark { background: var(--mfs-navy); }
.mfs-box > i { display: block; font-size: 46px; margin-bottom: 18px; color: #fff; }
.mfs-box h3 { color: #fff; font-size: 26px; margin: 0 0 14px; }
.mfs-box p { color: rgba(255, 255, 255, .92); max-width: 440px; margin: 0 auto 24px; font-size: 16px; }
.mfs-box .sppb-btn { background: #fff; color: var(--mfs-blue); border: 0; min-width: 140px; font-weight: 700; }
.mfs-box .sppb-btn:hover { background: var(--mfs-red) !important; color: #fff; }
.mfs-boxes .sppb-row { align-items: stretch; }
.mfs-boxes .sppb-column { height: 100%; }
.mfs-boxes .sppb-column-addons, .mfs-boxes .sppb-addon-wrapper, .mfs-boxes .sppb-addon-wrapper > .clearfix,
.mfs-boxes .sppb-addon-raw-html, .mfs-boxes .sppb-addon-content { height: 100%; width: 100%; }
@media (max-width: 767.98px) { .mfs-boxes .sppb-col-md-6 + .sppb-col-md-6 { margin-top: 24px; } }

/* ------------------------------------------------------------ Forsíða: SI news */
.mfs-news { padding-top: 10px; }
.mfs-news .dk-heading .sppb-addon-title { font-size: 28px; }

/* ------------------------------------------------------------ Forsíða: photo band with the two calls to action */
.mfs-cta { position: relative; padding: 100px 0; background-attachment: fixed !important; background-position: 50% 0 !important; }
@media (max-width: 991.98px) { .mfs-cta { background-attachment: scroll !important; } } /* fixed backgrounds are broken on iOS */
.mfs-cta::before { content: ""; position: absolute; inset: 0; background: rgba(0, 111, 183, .8); } /* same overlay as the old site */
.mfs-cta > .sppb-row-container, .mfs-cta > .sppb-container { position: relative; z-index: 1; }
.mfs-cta .sppb-row { min-height: 222px; } /* old section: 100 + 222 + 100 = 422px */
.mfs-cta-left { border-right: 1px solid rgba(255, 255, 255, .35); }
.mfs-cta-item { display: flex; gap: 24px; align-items: flex-start; padding: 0 30px; }
.mfs-cta-item > img { flex: 0 0 80px; width: 80px; height: auto; filter: brightness(0) invert(1); }
.mfs-cta-item h3 { color: #fff; font-size: 30px; line-height: 30px; margin: 0 0 20px; }
.mfs-cta-item p { color: #fff; font-weight: 500; line-height: 30px; margin: 0 0 25px; }
.mfs-cta-item .sppb-btn { background: var(--mfs-navy); color: #fff; padding: 15px 50px; border-radius: 3px; border: 0; font-weight: 600; text-transform: none; }
.mfs-cta-item .sppb-btn:hover { background: #fff !important; color: var(--mfs-navy); }
.mfs-phone { display: inline-block; background: var(--mfs-navy); color: #fff; text-align: center; padding: 25px 45px 12px; margin-top: 20px; position: relative; }
.mfs-phone::before { content: ""; position: absolute; left: 30px; top: -12px; border: 12px solid transparent; border-top: 0; border-bottom-color: var(--mfs-navy); }
.mfs-phone strong { display: block; font-size: 40px; line-height: 40px; margin-bottom: 5px; }
.mfs-phone span { display: block; font-size: 16px; font-weight: 500; line-height: 30px; }
.mfs-phone:hover { background: var(--mfs-red); color: #fff; }
.mfs-phone:hover::before { border-bottom-color: var(--mfs-red); }
@media (max-width: 991.98px) {
  .mfs-cta .sppb-row { min-height: 222px; } /* old section: 100 + 222 + 100 = 422px */
.mfs-cta-left { border-right: 0; margin-bottom: 40px; }
  .mfs-cta-item { padding: 0; }
}
@media (max-width: 575.98px) {
  .mfs-cta-item { flex-direction: column; }
  .mfs-cta-item h3 { font-size: 26px; }
}

/* ------------------------------------------------------------ text pages (Um okkur, Verksamningur, Endurgreiddur VSK, Félagatal) */
.mfs-block .sppb-addon-title { font-size: 28px; color: var(--mfs-navy); margin: 0 0 16px; }
.mfs-aside { background: var(--mfs-blue); color: #fff; padding: 34px 32px 30px; }
.mfs-aside .sppb-addon-title { color: #fff; font-size: 24px; margin: 0 0 14px; }
.mfs-aside p, .mfs-aside li { color: #fff; }
.mfs-aside a { color: #fff; text-decoration: underline; }
.mfs-aside a:hover { color: #d6e6f7; }
.mfs-aside a.mfs-aside-btn { display: inline-block; margin-top: 8px; background: #fff; color: var(--mfs-blue); padding: 12px 30px; font-weight: 700; text-decoration: none; border-radius: 30px; }
.mfs-aside a.mfs-aside-btn:hover { background: var(--mfs-navy); color: #fff; }
@media (max-width: 767.98px) { .mfs-aside { margin-top: 30px; } }

/* ------------------------------------------------------------ Um okkur: board (starter .dk-people cards) */
.mfs-board-title .sppb-addon-title { font-size: 30px; margin: 0 0 34px; }
.mfs-board .dk-people { grid-template-columns: repeat(5, 1fr); }
@media (max-width: 991.98px) { .mfs-board .dk-people { grid-template-columns: repeat(3, 1fr); } }
@media (max-width: 575.98px) { .mfs-board .dk-people { grid-template-columns: 1fr; } }

/* ------------------------------------------------------------ Félagatal: members next to the Verksamningur box */
.mfs-members .dk-members { grid-template-columns: repeat(2, 1fr); gap: 20px; }
.mfs-member-tabs .sppb-nav-tabs > li > a { padding: 11px 16px; font-size: 14px; }
.mfs-member-tabs .sppb-tab-content { padding: 26px; }
.mfs-member-tabs .dk-member h3 { font-size: 17px; }
.mfs-member-tabs .dk-member li.mfs-kt { color: var(--dk-muted); font-size: 14px; }
.mfs-member-tabs .dk-member li.mfs-kt i { color: var(--dk-muted); }
@media (max-width: 575.98px) { .mfs-members .dk-members { grid-template-columns: 1fr; } }

/* ------------------------------------------------------------ Inntökubeiðni (SPPB Form Builder) */
.mfs-form { background: var(--dk-gray); padding: 40px; }
.mfs-form .sppb-btn { background: var(--mfs-navy); border-color: var(--mfs-navy); color: #fff; }
.mfs-form .sppb-btn:hover { background: var(--mfs-red) !important; border-color: var(--mfs-red); color: #fff; }
@media (max-width: 575.98px) { .mfs-form { padding: 26px 20px; } }

/* ------------------------------------------------------------ Myndir (SPPB Gallery, replaces BA Gallery) */
.mfs-gallery .sppb-gallery { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin: 0 !important; padding: 0; list-style: none; }
/* the gallery <ul> has a clearfix ::before/::after – in a grid they would take the first cell */
.mfs-gallery .sppb-gallery::before, .mfs-gallery .sppb-gallery::after { display: none !important; content: none !important; }
.mfs-gallery .sppb-gallery li { margin: 0 !important; overflow: hidden; }
.mfs-gallery .sppb-gallery li a { display: block; }
.mfs-gallery .sppb-gallery img { display: block; width: 100% !important; height: 220px !important; object-fit: cover; transition: transform .35s; }
.mfs-gallery .sppb-gallery li:hover img { transform: scale(1.05); }
@media (max-width: 991.98px) { .mfs-gallery .sppb-gallery { grid-template-columns: repeat(3, 1fr); } }
@media (max-width: 767.98px) { .mfs-gallery .sppb-gallery { grid-template-columns: repeat(2, 1fr); } .mfs-gallery .sppb-gallery img { height: 160px !important; } }

/* ------------------------------------------------------------ Hafa samband */
.dk-contact-box-icon:has(> i.mi) { background: none; font-size: 40px; flex-basis: 50px; width: 50px; color: var(--mfs-blue); }

/* ------------------------------------------------------------ footer */
#sp-footer .sp-copyright a { color: var(--dk-muted); }
#sp-footer .sp-copyright a:hover { color: var(--dk-primary); }
.dk-footer-logo img { height: 49px; }